Analyst Customer Due Diligence

****Create your future with Affin! ​​You too can make a difference.**** ======================================================================= Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. Here, you don’t just stay at the forefront of the industry – you can make a difference too. **JOB SUMMARY** \- To perform customer CDD on new and existing customers of Corporate Banking Division \- To recommend and implement mitigation measures and undertaken projects to enhance compliance standards. **JOB RESPONSIBILITIES** • Performs customer due diligence (CDD) for new and existing customers. • Assists to develop and maintain customer risk profiling as per Bank’s Risk Based Approach (RBA) policy. • Assist in developing CDD procedural manual or guidelines. • Liaise with other business units as part of the CDD process. • Recommends acceptance or termination of customers during customer’s lifecycle under Bank’s AML/CFT framework. • Act as a subject matter expert on AMLCFT and provide guidance to staff on AMLCFT cases. • Performs periodic customer reviews based on the Bank’s RBA policy. • Assist in developing and maintaining centralized CDD documentation depository. • Ensure proper record-keeping of CDD data. • Assists in developing, executing and monitoring compliance training programme. • Undertake projects to enhance compliance standards. • Assists in prepare reports, memos on compliance matter to management. • Identifying potential weaknesses in current processes. • Stay updated on money laundering and terrorist financing behaviors, issues, policies, regulations, typologies, industry best practices and developing trends. • Assist in detecting or look out for unusual transactions to see if there is anything suspicious about them. Subsequently to raised Suspicious Transaction Report (STR). • Keep confidential all reporting of suspicious transactions or matters relating to suspicious transactions and conduct any investigation discreetly. No warning or tipping off must be given to customers or clients; • Other duties assigned as required from supervisor. JOB REQUIREMENTS ---------------- ### Education & Certification * Bachelor’s Degree in **Finance, Banking, Business, Accounting, Law, or a related discipline** * Professional certification in **AML/CFT, Compliance, or Risk Management** (e.g. CAMS, ICA, or equivalent) will be an added advantage ### Experience * Minimum **2–5 years of relevant experience** in **AML/CFT, Compliance, CDD, KYC, or Risk Management**, preferably within **Corporate Banking or Financial Institutions** * Hands-on experience in performing **customer due diligence (CDD)** for **corporate and institutional clients** * Experience in **risk profiling, periodic reviews**, and customer lifecycle management under a **Risk-Based Approach (RBA)** framework * Exposure to **STR filing, transaction monitoring, and investigation of unusual or suspicious activities**