Assistant Manager - Business & Corporate Banking Business Compliance

**Define your future at HL Bank Singapore** **Functional** _(job responsibilities)_ **1\. Core Business Compliance & KYC Onboarding (First Line of Defence)** * Act as the subject matter expert on Business Banking compliance, owning the end-to-end KYC onboarding lifecycle for new accounts, corporate borrowers, and complex legal entities. * Review, analyze, and verify corporate ownership structures, beneficial ownerships (UBOs), and legal constitutional documents to identify and mitigate compliance or reputational risks. * Coordinate directly with corporate clients and Relationship Managers (RMs) to collect sensitive compliance data, clear complex screening hits (PEP, Sanctions, Adverse Media), and resolve documentation gaps. * Partner closely with the Second Line (Group Compliance / AML teams) to streamline the account opening approval process while ensuring no compromise on risk standards. **2\. Credit & Facility Compliance Management** * Audit and verify that all credit approvals, Letters of Offer, and Variation Letters are meticulously prepared and strictly aligned with the compliance terms set out by credit committees. * Ensure all structural covenants, legal securities, and credit facility documentation are completely executed and fully compliant before any funds are disbursed. * Take charge of the ongoing compliance monitoring of client files, tracking timely submissions of corporate financial records for credit review and spreading. **3\. Portfolio Maintenance, File Remediation & Audits** * Review and maintain robust, audit-ready client compliance files and records, proactively managing trigger events, periodic reviews, and KYC refreshes. * Assist the department in regular internal and external compliance audits, identifying operational gaps and implementing rectifying measures. * Monitor regulatory changes and policy updates from compliance divisions, assisting RMs in translating complex guidelines into daily operational practices. **4\. Ad-Hoc Compliance Projects** * Lead or participate in departmental risk-mitigation projects, such as system automation for compliance workflows, data remediation exercises, or process enhancement initiatives. **Managerial** (team/group responsibilities) Not applicable **Organizational** _(organizational responsibilities)_ To carry out any other duties as directed by Company Management. **Education/ Qualification** Bachelor’s Degree in Banking & Finance, Law, Business Administration, or a related field. Relevant compliance certifications (e.g., ICA, ACAMS) are a strong plus. **Experience** 1–3 years of dedicated experience in banking compliance, first-line client onboarding (KYC/AML), credit administration, or operational risk within commercial banking. **Special Skills** **Core Competencies:** * Strong technical understanding of AML/CFT frameworks, MAS regulatory guidelines, and corporate onboarding procedures. * Native comfort in analyzing complex corporate structures, trust deeds, and financial/legal documentation. * Excellent communication skills to handle high-stakes compliance queries professionally with both internal stakeholders and corporate entities. **Attributes:** Meticulous, highly analytical, and possesses the professional courage to enforce compliance policies constructively within a fast-paced business environment. _About HL Bank Singapore HL Bank Singapore is the Singapore branch of Hong Leong Bank, a premier regional financial services leader headquartered in Malaysia with a rich heritage of over 120 years. Listed on Bursa Malaysia and a key member of the extensive Hong Leong Group, we operate a robust network of approximately 250 branches across Malaysia, with a strategic regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China. As a Full Bank in Singapore, we serve as a vital hub for the Group’s regional ambitions. A cornerstone of this strategy is our sophisticated "advisory-first" wealth proposition through **HLB Private Bank and HLB Priority**. By combining our deep Asian market roots with a landmark strategic alliance with Swiss private bank Lombard Odier, we provide world-class wealth architecture and bespoke solutions for our clients. Beyond our wealth focus, we deliver excellence through four core business pillars: **Business & Corporate Banking, Personal Financial Services, Private Wealth Management, and Global Markets**. This "Integrated Approach" allows our talent to collaborate seamlessly across segments, ensuring we effectively meet the multifaceted needs of high-net-worth individuals, business founders, and corporate enterprises alike. At HL Bank Singapore, our people are central to our success, and as a recognized Human Capital Partner (HCP) by TAFEP, we are committed to progressive workplace practices and your professional development. We seek digitally inclined, customer-centric performers who thrive in a technology-focused environment, where we empower our teams with AI-enhanced tools and next-generation platforms to lead the industry. As part of a large, diversified conglomerate, we offer unrivaled opportunities to explore new grounds and build a challenging career path within a rapidly expanding regional landscape. Join us to be part of a proven value-creation story and shape the future of your own story at HL Bank Singapore._