Associate - Capital Markets

### Associate - Capital Markets (debt & structured finance) **Location:** Remote (India) **Experience:** 3–6 Years **Working hours requirement:** Must overlap a minimum of 6 hours daily with US Central Time. **Compensation:** $1.5K – $5K per month **Start preference:** Only apply if you're ready to join immediately or within 30 days ### Role overview We are seeking a strategic, execution-oriented Associate, Capital Markets to lead the financial engineering behind our capital deployment. This role is designed for a technical expert who understands the nuances of the capital stack and can navigate complex debt structures. **This position supports US-based real estate transactions and financing structures. Experience working on US loan products, credit documentation, or US underwriting standards is strongly preferred.** Reporting directly to the Capital Lead, you will play a pivotal role in how we finance, scale, and optimize our portfolio. ### Key responsibilities * **Deal structuring & execution:** Architect complex debt instruments, including construction, bridge, and mezzanine financing. Lead the analysis of term sheets to optimize pricing, leverage, and flexibility. **(All transactions are tied to US real estate financing structures.)** * **Advanced capital modeling:** Build and maintain sophisticated, dynamic models to evaluate IRR, term sheets, and WACC. * **Capital stack strategy:** Recommend optimal funding strategies by balancing cost of capital against risk and operational constraints. * **Lender relations & syndication:** Act as a point of contact for institutional partners and banks. Manage the "Due Diligence" vault and streamline the closing process for new credit facilities. **(This includes coordination with US-based lenders and institutional capital partners.)** * **Portfolio surveillance:** Proactively manage the debt maturity ladder and monitor key covenants (DSCR, LTV, LTC). ### Required qualifications * Experience: 3–6 years in Capital Markets, Investment Banking, Private Equity, or Structured Finance. * Modeling Mastery: Expert-level Excel skills are required. You must be comfortable building complex debt waterfalls and automated tools (VBA or Power Query experience is a significant advantage). * Technical Knowledge: Deep understanding of credit agreements, loan documentation, and institutional underwriting standards. **Experience reviewing US credit agreements or supporting US loan transactions is preferred.** * Strategic Communication: Ability to translate technical financial data into high-level strategic memos for the Executive Leadership team. * **Availability to overlap at least 6 hours with US Central Time is mandatory.** ### Why this role? * Direct impact: You aren't just "running the numbers"; you are advising the Head of Capital on how to move millions of dollars in capital. * Visibility: Direct exposure to senior leadership and institutional capital partners. * Autonomy: We value an ownership mindset - you will be given the runway to improve our processes and lead deal workstreams. Originally posted on [Himalayas](https://himalayas.app)