Cam Claims Processor 3

**Overview:** Submits FHA and conventional claims, reviews losses, and reconciles loans for final booking by Default Accounting.  Reviews claims filed for accuracy. **Primary Responsibilities:** * Monitor daily reports outlining workflow and processing needed. * Understand difference between the claim types:  Short Sales, Foreclosure Claims, Third Party Claims, Charge Off, Security Claims, Loss Mitigation Claims, and Deed in Lieu Claims. * Process/file claims according to investor/insurer/statutory & regulatory guidelines within assigned service level agreements. * Review and ensure all invoices are included with the claim. * Research loan history for advances and deposits. * Contact various internal departments for clarification on advances. * Review and Consult with the Mortgage Insurance department regarding refunds. Review and consult with the Hazard department on the disbursement of hazard insurance proceeds.  Determine if refunds are needed. * Respond to attorney loan level requests. * Ensure system is updated accurately before moving the loan to the next phase of the Claim process. * Review claims completed by processors for accuracy and submits to investor. * Work with Foreclosure, Loss Mitigation, Bankruptcy, Evictions, Collections, Property Preservation, and others to reconcile the losses/book the losses. * Reconcile loans for final loss allocation, approving the loss amounts. Reconcile loans for final refunds to investor or prior servicer. * Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. * Promote an environment that supports belonging and reflects the M&T Bank brand. * Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. * Complete other related duties as assigned. **Education and Experience Required:** A combined 4 years’ higher education and/or work experience, including a minimum of 2 years’ Default experience.  Organized and detail oriented. Strong verbal and written communication skills. Strong customer service skills. **Education and Experience Preferred:** 5 years’ Default experience. Full processing knowledge of all disposition types. Knowledge of M&T Bank systems. #LI-111 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** ============ Getzville, New York, United States of America