Consumer Lending Specialist
sb simmons bank
📍 little rock arkansas united states🕐 1mo ago🔗 workday
Job Description
It's fun to work in a company where people truly BELIEVE in what they're doing!
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_We're committed to bringing passion and customer focus to the business._
The Consumer Lending Specialist prepares and processes regulatory disclosures and documentation for consumer real estate loan transactions to ensure they are closed in conformance with all regulatory and bank guidelines.
**Essential Duties and Responsibilities**
* Responsible for preparing TRID Loan Estimate and other Early Disclosures for consumer real estate loans
* Responsible for ordering all necessary due diligence required for all consumer real estate loan products
* Responsible for reviewing and understanding all necessary due diligence required for all consumer real estate loan products.
* Responsible for coordinating with lender, underwriter, and for preparing Closing Disclosure and other required loan documents for consumer real estate secured loan closings.
* Check appropriate data programs for accuracy and completeness of information
* Coordinate with outside vendors, attorneys, title agencies, insurance agents and others to obtain required information and documentation in accordance with loan policy and federal regulations.
* Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.
* Respond to loan originator and underwriter questions, recognizing issues that require escalation to management
* Performs other duties and responsibilities as assigned.
**Qualifications**
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
* **Skills**
* Ability to read and comprehend simple instructions, short correspondence and memoranda.
* Ability to read, analyze and interpret financial reports and/or legal documents.
* Ability to write routine reports and business correspondence.
* Ability to respond in writing to customer complaints, regulatory agencies or members of the business community.
* Ability to work quickly and efficiently to ensure loans are processed within the required timeframe.
**Education and/or Experience**
* High school diploma or its equivalent is required, and
* Two to four years of work-related experience, on-the-job training, and/or vocational training.
* **Computer Skills**
* MS Office programs
* Jack Henry Platform
* **Certificates, Licenses, Registrations**
* **Other Qualifications** (including physical requirements)
* Knowledge of the requirements and features of loan products offered by the bank.
**Other**
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Activities, duties and responsibilities may change at any time with or without notice.
**Skills Training:**
* Communication, Time Management, Customer Service, Critical Thinking, Problem Solving
_Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications._