Consumer Lending Specialist

sb simmons bank

📍 little rock arkansas united states🕐 1mo ago🔗 workday

Job Description

It's fun to work in a company where people truly BELIEVE in what they're doing! ------------------------------------------------------------------------------- _We're committed to bringing passion and customer focus to the business._ The Consumer Lending Specialist prepares and processes regulatory disclosures and documentation for consumer real estate loan transactions to ensure they are closed in conformance with all regulatory and bank guidelines. **Essential Duties and Responsibilities** * Responsible for preparing TRID Loan Estimate and other Early Disclosures for consumer real estate loans * Responsible for ordering all necessary due diligence required for all consumer real estate loan products * Responsible for reviewing and understanding all necessary due diligence required for all consumer real estate loan products. * Responsible for coordinating with lender, underwriter, and for preparing Closing Disclosure and other required loan documents for consumer real estate secured loan closings. * Check appropriate data programs for accuracy and completeness of information * Coordinate with outside vendors, attorneys, title agencies, insurance agents and others to obtain required information and documentation in accordance with loan policy and federal regulations. * Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training. * Respond to loan originator and underwriter questions, recognizing issues that require escalation to management * Performs other duties and responsibilities as assigned. **Qualifications** To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. * **Skills** * Ability to read and comprehend simple instructions, short correspondence and memoranda. * Ability to read, analyze and interpret financial reports and/or legal documents. * Ability to write routine reports and business correspondence. * Ability to respond in writing to customer complaints, regulatory agencies or members of the business community. * Ability to work quickly and efficiently to ensure loans are processed within the required timeframe.         **Education and/or Experience** * High school diploma or its equivalent is required, and * Two to four years of work-related experience, on-the-job training, and/or vocational training. * **Computer Skills**  * MS Office programs * Jack Henry Platform * **Certificates, Licenses, Registrations** * **Other Qualifications** (including physical requirements) * Knowledge of the requirements and features of loan products offered by the bank. **Other** Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job.  Activities, duties and responsibilities may change at any time with or without notice.     **Skills Training:** * Communication, Time Management, Customer Service, Critical Thinking, Problem Solving _Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications._
Consumer Lending Specialist at sb simmons bank | MergeJobs