Director Portfolio Analytics Group Credit Risk Management

**Create the future with Affin! ​​You too can make a difference.** ================================================================== _We continuously innovate to transform our financial services landscape - making banking better and easier. Join us at AFFIN, where the open minds meet and be inspired by a shared commitment to great work. You too can make a difference._ **JOB PURPOSE** * Primary responsibility for managing the credit portfolio and overseeing risk analytics reporting across the group, including Affin Bank Berhad, Affin Islamic Bank Berhad, and Affin Hwang Investment Bank Berhad. **JOB ACCOUNTABILITIES** * Prepare, review, analyze, monitor and report all credit risk positions and credit risk profile on AFFIN Banking Group (ABG) to the Committees. * Monitor and highlight on Bank performance and lending direction as well as compliance with regulatory and internal tolerance limits. * Continuously assess, develop and enhance credit risk report for identifying, monitoring and reporting to respective Committees on timely basis. * Continuously monitor data integrity in banking systems and ensure reliability for effective control and management of risk exposure. * Stress testing of credit risk portfolio in line with BNM and ICAAP requirements. * Monitoring and analysis of loan portfolio and asset quality; and highlight risk issues/emerging risk concerns for resolution. * Other Ad-Hoc tasks assigned by the immediate superior/Head, Group Credit Risk Management/Group Chief Risk Officer (GCRO). **JOB REQUIREMENTS** * Bachelor’s Degree in Finance, Statistics, Accounting or related discipline. * At least 10 years working experience in banking and risk management.  * Relevant technical expertise in data analytics and programming tools (e.g., SAS, R, Python) and dashboard development/presentation tools. * Professional credit certification such as CCP/CCE or any relevant certification is an added advantage. * Good exposure in banking & risk management environment. * Analytical and self-starter. * Inclination – with numbers and ability to analyze in depth. * Sound knowledge of credit policies and procedures. * Ability to work under pressure to meet deadlines. * Ability to interact with all levels of people. * Familiar with BNM’s credit policy & procedures, compliance and regulatory requirements.