Financial Assistance Representative I

Redwood Credit Union is looking for a Financial Assistance Representative I who will be responsible for performing a wide variety of semi-routine duties of moderate complexity requiring the exercise of discretion, initiative, judgment, independent analysis, and detailed knowledge of departmental procedures.   Key Responsibilities Member Contact: o Contact members with delinquent loans, negative shares, and Visa accounts to arrange payments, assess account status, and restore services. o Handle inbound and outbound calls while adhering to compliance and member information security protocols. o Deliver exceptional service to members and internal departments, making sound decisions and escalating issues when necessary. o Perform skip-tracing and support delinquent members by processing payments, extensions, and workout loans. o Recommend accounts for repossession and assist Collateral Recovery Officers with documentation and follow-up. o Support bankruptcy and deceased member account processes as assigned Admin Support: o Assist in processing request for charge off accounts for those loans determined to be un-collectible. o Complete departmental and back-office tasks as assigned including (but not limited to) typing, routine letter and/or documents. o Assist in the preparation of documents needed for the pursuit of legal action against Members and/or support the bankruptcy process, as assigned. o Prepare periodic specialty reports or balance department related general ledger accounts, as assigned. o Serve non- delinquent Members by accepting phone payments, processing extension requests and workout loans.   Join us and discover why you'll love working at Redwood Credit Union!   ABOUT REDWOOD CREDIT UNION (RCU): At Redwood Credit Union, our mission is to passionately serve the best interests of our Members and communities. Since 1950, we have been dedicated to supporting the financial well-being of our Members through better rates, low or no fees, and best-in-class customer service. Our purpose is to inspire hope and elevate the financial well-being of our communities one person at a time, through good times and bad.   As a not-for-profit financial institution, we are committed to a people-first approach, which is reflected not only in how we serve our Members, but also in how we treat our employees. Our leadership team is deeply focused on fostering a culture of heart and empathy, integrity, passion, inclusion, meaningful relationships, excellence, and ensuring financial well-being for all.    Why work for Redwood Credit Union? •  25th largest credit union in the U.S. and the largest financial institution based in the North Bay •   Recognized by Newsweek as one of "America's Best Credit Unions 2026" •   Awarded a 5-Star Bauer Rating •  Recognized by Newsweek as one of "America's Greatest Midsize Workplaces 2025" •   Top Corporate Philanthropists (#24) - San Francisco Business Times •   Voted Best Places to Work in the North Bay 20 years in a row •   World-class Employee Engagement scores •   Rated Superior in Service by more than 90% of Members, surveyed by SF Gate •   Industry leading Net Promoter Scores across the U.S. Minimum Qualification: Knowledge, Skills and Abilities • Knowledge of Fair Debt Collections Act. • Knowledge of Federal and state laws, rules, and regulations concerning Credit Union collection activities. • Comprehensive knowledge of repossession process. • Comprehensive understanding of call center environment. • Knowledge of skip tracing, small claims, and bankruptcies. • Knowledge of insurance (collateral and disability) as it pertains to the collection of delinquent accounts. • Skill in the operations of a personal computer with Internet and intranet access, word processing and spreadsheet software. • Ability to provide quality professional service to all Members. • Ability and desire to work in a team environment. • Ability to keep Members information confidential, strictly adhering to company MIS policies. • Ability to measure performance in a productivity driven environment. • Ability to communicate effectively, accurately, intelligently, and professionally, both verbally and in writing, including effective telephone communication skills. • Ability to establish and maintain effective working relationships with a diverse group of people. • Ability to work a rotating schedule which will include working on rotating Saturdays. The ideal candidate has a combination of education and experience equivalent to a high school diploma with a minimum of three years of collections experience in a measured, productivity driven environment.   Compensation: Base starting range: $27.00 to $35.00 per hour commensurate with experience. Our base salary starting range is based on scope and responsibilities of the position, candidate's work experience, education/training, key skills, and internal peer equity. We offer a competitive total rewards package including a wide range of medical, dental, vision, financial, and other benefits.   Redwood Credit Union offers a robust benefits package to our eligible employees including: •  Competitive medical, dental, and vision insurance, mental health offerings •  Employee performance incentive plan • Salary Advancement– Merit increase based on performance • 401(k) program with employer match • Time Off- Competitive PTO accrual plus 11 paid company holidays and your birthday off!   RCU Discounts and Perks: • RCU employees are eligible for a .75% discount off RCU standard collateral auto loans • RCU employees are eligible for a 1% discount on all recreational or boat loan products • 2% discount off Visas and LOC Loans through RCU • 0% interest loan to support employees with various immigration related expenses such as visa application fees and relocation costs. Loan amount up to $1,000. • 0% interest loan to support employees with expenses associated with the naturalization process. Loan amount up to $15,000. • 0% interest on garment, fitness, or home office equipment loan of up to $500 • 100% financing for employee purchased homes!   Physical Requirements: • Ability to stand, bend, stoop, sit, walk, twist and turn. • Ability to lift up to 20 pounds occasionally. • Ability to use a computer keyboard and calculator. • Work environment is indoors; majority of the time is spent sitting at a desk.   *Redwood Credit Union is not offering Visa transfers and/or sponsorships for this position.    Internal Team Members: If you are a current Team Member, please apply through the internal careers page located in RCUNET.                                                                                                       We are an Equal Opportunity Employer