Lead Credit

Work Flexibility: Onsite **What you will do**: * Oversee end-to-end credit operations, including credit hold/release processes aligned with approved credit terms and organizational policies. * Ensure full compliance with company credit policies across all customer accounts. * Manage daily credit activities in collaboration with cross-functional internal teams. * Develop, manage, and distribute accurate and timely customer credit MIS reports to internal and external stakeholders. * Create and maintain AR MIS dashboards to support business heads in periodic credit reviews and informed decision-making. * Design and generate audit-ready and analytics-ready reports/dashboards tailored to regional and global requirements. * Manage complete customer onboarding and settlement processes, including end‑to‑end lifecycle mapping and continuous process improvements. * Support key customer account reconciliations and ensure closure of operational gaps. * Maintain and govern customer master data, ensuring accuracy, integrity, and proper categorization. * Identify and eliminate duplicate records and conduct monthly data integrity checks. * Conduct regular stakeholder calls across geographies to align credit processes with India-specific requirements. Address and resolve customer queries promptly while maintaining proactive communication. * Leverage strong IT proficiency—especially in **JDE** and **Business Intelligence (BI) tools**—to drive process automation and enable data-driven decision-making **What you need:** * **Minimum 5 years of experience** in Accounts Receivable (AR) and Credit Management roles. * **Prior industry experience** in a similar domain is preferred. * **Qualified finance professional** (e.g., MBA Finance, CA, CMA, or equivalent) with strong communication and stakeholder‑management capabilities. * Demonstrated **operational acumen**, with the ability to manage high‑volume, execution‑focused credit and AR processes. * Strong proficiency in **MS Office tools**, particularly **Excel** (advanced formulas, data analysis) and **PowerPoint** (presentations, dashboards). * A **high‑ownership mindset** with a dedicated, accountable, and proactive approach to responsibilities Travel Percentage: 20%