Loan Officer

**Our promise to you:** Joining AdventHealth is about being part of something bigger. It’s about belonging to a community that believes in the wholeness of each person, and serves to uplift others in body, mind and spirit. AdventHealth is a place where you can thrive professionally, and grow spiritually, by Extending the Healing Ministry of Christ. Where you will be valued for who you are and the unique experiences you bring to our purpose-minded team. All while understanding that **together** we are even better. **All the benefits and perks you need for you and your family:** * Benefits from Day One: Medical, Dental, Vision Insurance, Life Insurance, Disability Insurance * Paid Time Off from Day One * 403-B Retirement Plan * 4 Weeks 100% Paid Parental Leave * Career Development * Whole Person Well-being Resources * Mental Health Resources and Support * Pet Benefits **Schedule:** Full time **Shift:** Day (United States of America) **Address:** 115 BOSTON AVE **City:** ALTAMONTE SPRINGS **State:** Florida **Postal Code:** 32701 **Job Description:** Interviews loan applicants. Describes the application process and provides recommendations.  Completes loan applications over the phone and /or electronically. Discusses key aspects of financing such as rates, terms, and repayment amount with members. Cross-sells credit union lending and other credit union products that benefit members. Ensures that member loan requests are processed, promptly. Accepting supporting loan documentation, ensuring accuracy of debt-to-income ratios; collateral loan-to-value; accuracy of loan amounts and repayment terms. Prepares loan documents electronically and disburses loans within lending policy guidelines. Effectively communicates loan decisions on pending applications. When a loan is denied, explain reasons and work with member to provide recommendations or alternative options for other ways to secure a loan now or possibility in the future. Approves or denies loans within lending policy guidelines. Effectively identify and mitigate member lending problems, inquiries, disputes, and complaints as they arise. Performs other duties as assigned. **Knowledge, Skills, and Abilities:** • Able to communicate clearly, both written and verbally \[Required\] • Able to multitask in a fast-paced environment \[Required\] • Able to analyze data to make informed underwriting decisions \[Required\] • Proficient in using a computer \[Required\] • Knowledge of Federal and State laws related to the position \[Required\] • Ability to pass credit union bond check \[Required\]   **Education:** • High School Grad or Equiv \[Required\] • Bachelor's \[Preferred\] **Field of Study:** • N/A **Work Experience:** • 2+ years related experience in consumer lending \[Required\] • Consumer loan underwriting experience \[Preferred\] **Additional Information:** • N/A **Licenses and Certifications:** • N/A **Pay Range:** $18.87 - $30.19 **Background Screening Requirement (Florida Law)** Certain positions are subject to **Florida Level 2 background screening**, including fingerprinting, as required by state law. Applicants may review general information about Florida’s background screening requirements at the **Florida Care Provider Background Screening Clearinghouse**: [https://info.flclearinghouse.com/](https://info.flclearinghouse.com/?utm_source=chatgpt.com) _This facility is an equal opportunity employer and complies with federal, state and local anti-discrimination laws, regulations and ordinances._