Loan Officer
le2204 newrez - originations
📍 texas - richardson - 2435 north central expressway united states🕐 39mo ago🔗 workday
Job Description
Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications.
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We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation.
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_Principal Duties_
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* Sell loan products offered by NewRez
* Contact prospective clients to develop and maintain referral sources.
* Meet with prospective clients at outside locations such as a client’s home.
* Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads.
* Engage in marketing and promotional activities in support of your own sales.
* Meet monthly minimum personal production goals (3 units)
* Take mortgage loan applications and prepare effective loan proposals:
* Determine a consumer’s needs and offer the appropriate product
* Originate loans for appropriate amounts, rates, and terms that comply with NR’s program guidelines
* Provide consumers with a superior level of customer service:
* Quickly and accurately answer all customer inquiries in a professional manner.
* Obtain all information deemed necessary to process loan requests in a timely manner, including but not limited to credit reports, income verification, appraisals, lien searches, etc. Analyze the information and provide insight where appropriate.
* Provide assistance to applicants and solve all problems that may arise between application and settlement
* Stay informed of developing trends in the mortgage industry
* Attend/assist with scheduled meetings, training sessions and courses
* Maintain compliance with all industry-specific federal and state licensed activity requirements and NewRez's Code of Conduct
_Principal Customers of the Position_
* Internal Customers: Underwriting, Processing, Closing, Quality Assurance, Vendor Coordination, and Secondary Marketing
* External Customer: The Borrower(s)
**Qualifications:**
_Education and Experience Requirements_
* Must qualify for and obtain state licensure in the states where New Penn Financial does business; mortgage licensure requires a good credit score, no tax liens and a clean criminal background check
* Minimum successful 3 years mortgage loan origination experience
* 2 year college degree preferred (or equivalent experience)
* Proven sales skills and leadership abilities
_Knowledge, Skill and Ability Requirements_
* Ability to quickly connect with people in an outgoing, friendly manner
* Persuasive, selling communication skills
* Strong sense of responsibility for completing work quickly and accurately
* Ability to handle faster-than-average pace of activities
* Detail-orientation with efficient focus on work activities
* Careful decision-making skill with ability to avoid mistakes
* Ability to delegate in a positive style with thorough follow up skills
* Excellent oral, written, listening, and organizational skills
* Basic computer skills
* Ability to work independently
NewRez is an Equal Opportunity Employer and Equal Opportunity Lender.
#LI-EM1
**Company Perks**:
• 15 Paid Time Off (PTO) days and 18 after 1st anniversary!
• 9 Paid Holidays
• Casual Workplace
• Employee Engagement Activities
**Company Benefits**:
• Medical (including Health Savings Account & Flexible Savings Account)
• Dental - RX – Vision – Life, Disability Insurance – 401(k) Plan with company match! – Employee Assistance Plan
• Performance-based Incentives
• Pet Insurance
• Advancement Opportunities
**Newrez NOW:**
• Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more
• 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice
• Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee
• Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions
**Equal Employment Opportunity**
We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.
[CA Privacy Policy](http://www.newrez.com/ca-privacy-policy/)
[CA Notice at Collection](http://www.newrez.com/ca-notice-at-collection/)