Mortgage Loan Originator I
sb simmons bank
📍 fort worth texas united states🕐 5mo ago🔗 workday
Job Description
It's fun to work in a company where people truly BELIEVE in what they're doing!
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_We're committed to bringing passion and customer focus to the business._
Mortgage Loan Originator I cultivates mortgage loans and other business for the bank through relationship development with realtors, builders, title companies and others within the community.
**Essential Duties and Responsibilities**
* Originates mortgage loan applications
* Negotiates terms and rates of the loans
* Obtains customers’ vital information and provides expert advice relative to product options
* Provides all required disclosures and notices to customers in compliance with all mortgage related regulations
* Secures interest rate lock-ins with investors
* Manages pipeline so as to protect the bank from interest rate risk
* Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.
* Performs other duties and responsibilities as assigned.
**Qualifications**
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
**Skills**
* Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations
* Ability to read, analyze and interpret financial report and/or legal documents
* Ability to write routine reports and business correspondence
* Ability to respond in writing to customer complaints, regulatory agencies or members of the business community
* Ability to effectively present information in one-on-one and small group situations, to customers, clients and other employees in the organization
**Education and/or Experience**
* HS Diploma/GED
* Minimum of 1-3 years of mortgage origination experience
**Computer Skills**
* MS Office programs
**Certificates, Licenses, Registrations**
* NMLS license
_Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications._