Mortgage Loan Specialist 2 - Bilingual
sb simmons bank
📍 little rock arkansas rogers arkansas united states🕐 4mo ago🔗 workday
Job Description
It's fun to work in a company where people truly BELIEVE in what they're doing!
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_We're committed to bringing passion and customer focus to the business._
Mortgage Loan Specialist II is responsible for one or more of the following duties: sends out closing instructions to closing agents, prepares closing disclosures, and funds loans; accepts lock requests from Mortgage Loan Officers and locks loans with investors; gathers, verifies and compiles application information for a mortgage loan, ensuring that the file documentation and data is complete and meets established guidelines.
Bilingual (Spanish-speaking)
**Essential Duties and Responsibilities**
* Acts as a liaison between the borrower, loan officer, underwriter, and loan closer.
* Collects required documents from applicants and follows up on missing items.
* Orders and reviews appropriate documents to ensure all paperwork is complete for loan.
* Checks appropriate data programs for accuracy and completeness of information.
* Accepts lock requests from MLOs, reviews for compliance with current pricing model, locks loans with Investors and obtains management approval for variances if needed.
* Works with MLO in expiring locks and for requests in extensions/modifications and requests changes with Investor.
* Reviews closing package and registers the loan with appropriate investors.
* Prepares loan funding and sends to accounting, and enters wire information into Jack Henry.
* Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.
* Performs other duties and responsibilities as assigned.
**Qualifications**
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
**Skills**
* Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations
* Ability to write simple correspondence
* Ability to write routine reports and business correspondence
* Ability to present information in one-on-one and small group situations, to customers, clients and other employees in the organization
**Education and/or Experience**
* HS Diploma/GED
* 1-2 years mortgage processing preferred
* Experience closing, processing or shipping mortgage loan files is preferred.
**Computer Skills**
* MS Office programs
_Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications._