Personal Financial Consultant

Job Summary:\*\* As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for building and maintaining strong client relationships, providing expert financial advice, and helping individuals achieve their financial goals through a range of banking and investment products. Job Responsibilities:\*\* \* Proactively identify and acquire new individual clients, expanding the bank's customer base. \* Conduct thorough financial needs analysis for clients, understanding their current financial situation, goals, and risk tolerance. \* Develop and present tailored financial plans and solutions, encompassing savings, investments, insurance, loans, and other relevant banking products. \* Advise clients on various investment options, including unit trusts, fixed deposits, bonds, and other wealth management products, ensuring alignment with their financial objectives. \* Cross-sell and up-sell suitable banking products and services to existing clients based on identified needs. \* Monitor client portfolios regularly, providing updates, rebalancing advice, and performance reviews. \* Maintain a high level of product knowledge across all RHB Bank's financial offerings and stay informed about market trends and economic developments. \* Ensure compliance with all internal policies, procedures, and regulatory requirements. \* Build and maintain strong, long-term relationships with clients, fostering trust and loyalty. \* Achieve individual sales targets and contribute to the overall branch/team objectives. \* Handle customer inquiries, complaints, and service requests efficiently and professionally. Job Qualifications:\*\* \* Bachelor's degree in Finance, Banking, Business Administration, Economics, or a related field. \* Minimum of 2-3 years of experience in financial services, wealth management, or a related sales role, preferably within a banking environment. \* Proven track record of achieving sales targets and building strong client relationships. \* Strong understanding of financial products, investment instruments, and market dynamics. \* Excellent communication, interpersonal, and presentation skills. \* Ability to analyze financial data and develop comprehensive financial plans. \* Customer-centric mindset with a strong commitment to providing excellent service. \* Possession of relevant industry certifications (e.g., FIMM, PCE, CEILI) is a significant advantage. \* Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint). \* Ability to work independently and as part of a team in a fast-paced environment. \* High level of integrity and professionalism.