Personal Financial Consultant

Job Summary\*\* As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking products and services. Job Responsibilities\*\* \* Build and maintain strong relationships with clients, understanding their financial needs, aspirations, and risk profiles. \* Conduct thorough financial needs analysis for clients, including income, expenses, assets, liabilities, and existing financial plans. \* Develop and present customized financial plans and solutions, encompassing savings, investments, insurance, loans, and wealth management products. \* Advise clients on various RHB Bank Berhad products and services, ensuring suitability and alignment with their financial objectives. \* Monitor and review clients' financial portfolios regularly, providing updates and making adjustments as needed based on market conditions and client life changes. \* Generate new client leads and expand the client base through referrals, networking, and proactive engagement. \* Achieve individual sales targets for various financial products and services. \* Ensure full compliance with all internal policies, regulatory requirements, and ethical standards. \* Stay updated on market trends, financial products, and economic developments to provide informed advice. \* Collaborate with other departments within RHB Bank Berhad to provide holistic client solutions. Job Qualifications\*\* \* Bachelor's degree in Finance, Business Administration, Economics, or a related field. \* Proven experience in financial advisory, sales, or banking, preferably with a focus on personal finance. \* Strong understanding of financial products, investment principles, insurance, and wealth management. \* Excellent interpersonal, communication, and presentation skills. \* Ability to build rapport and trust with clients effectively. \* Demonstrated ability to analyze financial data and develop comprehensive financial plans. \* Results-oriented with a strong sales acumen and track record of meeting targets. \* High level of integrity and commitment to ethical conduct. \* Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint). \* Relevant professional certifications (e.g., FIMM, PCE, CMFAS) will be an added advantage.