PM Banking

clera

📍 Remote🌐 Remote💰 $160K–$180K/yr🕐 1mo ago🔗 himalayas

Job Description

### About the Role We're a Series C fintech company building modern banking infrastructure purpose-built for small and independent businesses. Our platform gives hundreds of thousands of entrepreneurs the tools they need to manage cash flow, move money, and run their finances — all in one place. We're hiring a **Product Manager, Banking** to own and scale our core banking experience: the accounts, money movement, cards, and program infrastructure that underpin everything we do. This is a high-impact, senior IC role at the heart of our product — you'll set strategy, drive the roadmap, and ship reliable, secure financial products in a regulated environment, working hand-in-hand with Engineering, Design, Risk, Compliance, and external banking partners. ### What You'll Do * Own the strategy, roadmap, and execution for core banking products — including deposit accounts, money movement, cards, and the underlying program infrastructure * Lead the end-to-end experience for account opening, funding, deposits, and money-movement flows (ACH, wires, transfers, bill pay, and card transactions) * Partner closely with Engineering on the ledger, payments rails, and card systems that power those flows * Run a rigorous, cohort-based discovery process grounded in customer research and usage data to surface the highest-impact opportunities * Write clear, detailed product specs; define success metrics; and ship reliable, secure features on a predictable cadence with Engineering and Design * Embed risk, fraud, security, and regulatory requirements into the product process from day one — partnering with Risk, Compliance, and Legal at every stage * Manage product relationships and integrations with banking partners and key third-party vendors * Define and track product metrics across activation, engagement, retention, multi-product adoption, and reliability ### What We're Looking For ### Required * 7+ years of progressive product management experience owning complex, technical, or platform products — specifically in fintech, financial services, banking, or payments * Demonstrable track record of shipping customer-facing products in a high-growth, regulated environment involving money movement, payments, cards, deposits, or other financial infrastructure * Hands-on experience with end-to-end banking product areas: deposits, money movement rails (ACH, wires, transfers, bill pay), onboarding/account opening flows, and card programs * Strong understanding of banking and fintech fundamentals, including security, fraud prevention, and regulatory considerations * Proven ability to write clear product specs and partner effectively with Engineering and Design to ship features * Strong analytical skills with fluency in product and cohort data; ability to define and track meaningful success metrics * Experience partnering with Risk, Compliance, and Legal to ship within regulatory constraints * Bachelor's degree in business, engineering, finance, or a related field (or equivalent practical experience) * Must be authorized to work in the United States — **visa sponsorship is not available for this role** ### Nice to Have * Experience managing product relationships and integrations with banking partners and third-party vendors * Familiarity with ledger systems and core banking infrastructure * Background in small business or SMB-focused financial products ### Compensation & Benefits * **Salary:** $160,000 – $180,000 annually * ### Competitive equity and benefits package ### Location This role is based in **New York City** on a **hybrid** work arrangement. Candidates must be able to work regularly from our NYC office. Originally posted on [Himalayas](https://himalayas.app)
PM Banking at clera | MergeJobs