Portfolio Risk Manager

We are looking for a Portfolio Risk Manager. We’re launching a new business line in Mexico and looking for a strong leader to own credit risk end-to-end. You’ll set the risk vision, design frameworks, build and lead the team, and ensure sustainable portfolio growth while keeping losses under control. Day-to-day responsibilities: • Build from scratch: design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loops • Own risk metrics: manage risk appetite and ensure portfolio performance stays within it; maintain live dashboards and explain drivers of metric changes • Portfolio analytics: perform segmentation, stress-testing, cohort analysis, and vintage tracking • Team leadership: recruit, mentor, and develop analysts; foster a data-driven and experimentation-focused culture • Cross-functional collaboration: embed risk controls in product specifications, customer journeys, and work closely with finance and 2nd line of defence teams The ideal candidate: • 3+ years in product management or credit risk management focused on retail or consumer lending portfolios (banking or fintech) • Strong understanding of scorecard design, ML techniques, and alternative data for credit decisioning • Proficient in SQL and Python/R with hands-on experience working with data • Proven leadership experience — managed teams, set OKRs, and developed analysts • Bachelor’s degree in Finance, Economics, Engineering, or Mathematics; MBA or CFA is a plus • Strong technical or quantitative background with a strategic mindset • B1 or higher English level for effective communication with an international team Our ways of working: • Innovative Spirit: a commitment to creativity and groundbreaking solutions • Honest Feedback: valuing open, transparent communication • Supportive Team: a strong, collaborative community • Celebrating Achievements: recognizing our wins together • High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances Our benefits: • Relocation support to Mexico with assistance for the employee and their family • Flexible work: hybrid or full-time from our office in Mexico • Healthcare Coverage • Education Budget: Language lessons, professional training and certifications • Wellness Budget: Mental health and fitness activity reimbursements • Vacation policy: 20 days of annual leave and paid sick leave