Savings Product Expert

**Job Description** ING Bank N.V. is looking for a Savings Product Expert. **Activities:** As a Savings Product Expert, you are end-to-end responsible for the Savings product proposition—from strategy and pricing to delivery and performance. You work in an Agile squad with cross-functional experts to drive commercial growth, optimize the customer journey, and ensure a competitive and compliant savings offering. **Responsibilities:** * Own and evolve the savings product roadmap, aligned with business and funding objectives * Design and execute commercial initiatives (acquisition, upsell, retention) * Define and steer pricing actions to ensure market competitiveness and profitability * Monitor product performance and translate data into actionable insights and recommendations * Improve the end-to-end customer journey across digital channels * Translate business needs into IT requirements and support delivery via Agile ways of working * Manage stakeholders across Marketing, Analytics, Finance, Legal, Compliance and Operations * Support backlog prioritization, change requests and production issue resolution * Contribute to financial planning, forecasting and performance tracking * Ensure full compliance with regulatory and governance requirements * Collaborate on global initiatives and share best practices **Required skills****:** * Master’s degree (Economics, Engineering or similar) * 3+ years’ experience in product management, business analysis or project management in financial services * Strong understanding of retail banking (savings/deposits is a plus) * Experience with campaigns, pricing, and performance monitoring * Data-driven mindset with strong analytical and problem-solving skills * Strong stakeholder management and communication skills * Fluent in English * Proactive, detail-oriented and able to deliver under pressure **Why join us** You will play a key role in shaping a core funding product, directly impacting growth, customer experience, and financial performance—within a fast-paced, Agile and international environment. **Contract offer:** **Working conditions:** Permanent employment contract **Working hours:** Full time (37 hours per week) **Applicable Collective Labour Agreement:** National Collective Labour Agreement for employees in the credit sector (NCLA) **Location:** Milan **Annual base salary starting from**: 43.000€ **Variable remuneration:** in line with the applicable remuneration policies (with a target based on the role, outcomes linked to the Group, Business line/function, and individual performance) Our compensation approach is built on objective, gender-neutral criteria aligned with the role’s core requirements. That said, we believe talent goes beyond any framework: your total reward package will be tailored to reflect your unique experience, skills, and potential, ensuring we fully recognize the value you bring. **The benefits of joining ING** In addition to being a part of a great team, working in a fun and innovative environment, we offer: * Flexible Smart Working * Competitive base salaries and performance-based bonuses * Meal vouchers and corporate restaurant and bar * Health insurance and Accident insurance * Pension fund and welfare plan * Diverse cultures & Innovative mindsets * International Environment and Talent Program * Commitment to sustainability * Lots of training development opportunities to help you grow * Lots of moments dedicated to physical and mental well-being * A special day off when it is your birthday: we call it #doyourbirthday! * And of course, we can’t forget free water & coffee at the office! **About ING** ING offers many opportunities to build a diverse and rewarding career. You will be joining an international innovative digital bank, the first in Italy to adopt a fully flexible smart working model, and you will be working in a stimulating environment where you can grow both as an individual and as a professional. Our purpose - empowering people to stay a step ahead in life and in business - represents our belief in people’s potential. We don’t judge, coach or to tell people how to live their lives. We empower people and businesses to realize their own vision for a better future. **Our Commitment** Diversity is a fundamental element of our corporate culture, and we are fully committed to creating a safe and inclusive environment, based on mutual respect and the value of diversity, offering equal job opportunities to all qualified candidates. **Job Application Safety Reminder ⚠️** We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING: · Apply only via official ING platforms: ING uses Workday as its internal recruitment system. Applications should be submitted only via our official career site. · Check the sender’s email carefully: legitimate communication will always come from: @ing.com and/or @myworkday.com · No payments or banking details will ever be requested. If someone asks for this information, it’s a scam. If you suspect suspicious activity, report it immediately. Your safety matters to us.