Senior Credit Analyst

**PURPOSE AND SCOPE:** Supports FMCNA's mission, vision, core values and customer service philosophy. Adheres to the FMCNA Compliance Program, including following all regulatory and division/company policy requirements. Under the general direction of the Supervisor/Manager, The Senior Credit Analyst approves or declines credit orders in accordance with established policies, practices and procedure in a manner that will result in maximum sales, sound receivables and prompt conversion of receivables into cash with a minimum of past due accounts. **PRINCIPAL DUTIES AND RESPONSIBILITIES:** * Maintains Credit and Collections policies and procedures in accordance with FMCNA Compliance programs. * Principle responsibility is to maintain all aspects of Credit and Collections for a designated portfolio of customer accounts. * Performs general analysis of customer's credit risk; identify accounts requiring further investigation; Prepares overview of customer's credit worthiness with recommendations to Management for review.   * Applies the company credit policies, practice and procedures to the credit requirements of the customer accounts within specified dollar limits or normal credit lines. * Meets or exceed monthly cash forecasts and works to reduce Days Sales Outstanding (DSO) to meet business and departmental goals. * Identifies, analyzes and researches systemic issues that cause aged receivables and make recommendations for resolution. * Reconciles accounts in dispute by researching account balances, correcting errors and following up with customers as needed. * Exercises good judgment to improve sales potential of the company while minimizing bad-debt losses. * Maintains an audit trail by gathering appropriate documentation throughout the Credit/Collections process and resolution. * Enters account data in systems with integrity, including credit information, text details and conversation logs. * Prepares and maintains monthly/quarterly reporting relating to Departmental goals. * May provide assistance to junior level staff with general tasks that require a better understanding of functions, as directed by immediate supervisor. * Builds productive working relationships with, both, internal & external partners * Assists with various projects as assigned by direct supervisor. * Other duties as assigned. **EXPERIENCE AND REQUIRED SKILLS:**   * Bachelor's Degree and/or relevant course work required * 3 - 5 years related experience. * SAP Preferred * Strong computer skills with demonstrated proficiency in word processing, spreadsheet and email applications. * Ability to work independently and contribute to team. * Detail oriented with good analytical and organizational skills. * Good time management skills with the ability to multitask concurrent priorities in an organized manner. * Good oral and written communication skills to effectively communicate with all levels of management.