Senior Credit Signor Credit Evaluation

* To perform in depth credit evaluation using common framework of 5C’s (capacity, capital, collateral, conditions and character) in assessing credit risk, customer creditworthiness for prudent credit decision. * To perform credit verification on the accuracy of data entry and income/supporting documents submitted comply with requirement * To execute credit decision for loan/financing application of retail secured product as per assigned DLA matrix within stipulated TAT/SLA. * To comply with Group Policy and Guidelines, Statutory Guidelines and Bank’s standard procedure and practices * To guide and assist the branches/sales on their loan application and reference of guidelines * Fraud detection and awareness * Contribute feedback on process improvement to improve credit quality , efficiency and service standards * Perform other duties and assignments as and when required by TL, Credit Evaluation, Head, Retail Credit and GCB Chief Credit Officer