Senior Underwriter Commercial Habitational - Msi

**Why MSI? We thrive on solving challenges.** **As a leading MGA, MSI combines deep underwriting expertise with insurer and reinsurer risk capacity to create specialized insurance solutions that empower distribution partners to meet customers’ unique needs.**  **We have a passion for crafting solutions for the important risks facing individuals and businesses. We offer an expanding suite of products – from fully-digital embedded renters coverage to high-value homeowners insurance to sophisticated commercial coverages, such as cyber liability and habitational property – delivered through agents, brokers, wholesalers and other brand partners.** **Our partners and customers count on us to deliver exceptional service through a dedicated team that makes rapid resolutions a priority. We simplify the insurance experience through our advanced technology platform that supports every phase of the policy lifecycle.**  **Bring on your challenges and let us show you how we build insurance better.** The MSI Commercial Habitational E&S – Senior Underwriter will generate new business for our commercial habitational product while cultivating long-term relationships with key production sources in the commercial E&S market. This role focuses on driving new account submissions and binding profitable opportunities, working alongside a team of motivated underwriters. Clear growth and loss ratio goals will guide performance, with opportunities to excel and be recognized for strong results. Principal Responsibilities: * Underwrite and produce new habitational accounts, including appropriate risk selection, negotiation of terms and conditions, and accurate account pricing. * Monitor market trends and competitive activity to help the organization anticipate shifts and maintain a leading market position. * Visit brokers and collaborate with key agencies to drive new business production and gain insight into the commercial habitational insurance market. * Ensure all issued policies comply with carrier and reinsurance requirements. * Support the training and development of peer underwriters and underwriting assistants to ensure guideline adherence, sound underwriting judgment, and consistent execution of underwriting processes. Education, Experience, Skills and Abilities Requirements: * Bachelor’s degree, preferably in a Business, Economics, Marketing or Engineering field, or equivalent years’ experience. * Commercial Property underwriting experience within an insurance carrier, MGA / program administrator, or agency / brokerage. * E&S commercial property underwriting experience preferred. * Ability to demonstrate a sense of urgency to resolve problems and meet broker and market expectations of service. * Above‑average technical aptitude with proven capability to work effectively across multiple systems, tools, and digital platforms. * Experience working with MS Office (Excel, PowerPoint, Word, Outlook). * Excellent oral and written communication skills. * Ability to travel approximately 1-2 times per quarter to visit agents and/or attend team meetings. Special Working Conditions: * Ability to work in a fast-paced environment and collaborate effectively with colleagues. * Proven ability to work effectively in a remote environment, demonstrating strong self‑management and accountability. #LI-JW1 #LI-REMOTE Special Working Conditions: * Ability to work in a fast-paced environment and collaborate effectively with colleagues. Important Notice: * This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be modified to reasonably accommodate physically or mentally challenged colleagues. Click [here](https://msimga.com/about/) for some insight into our culture!