Small Business Banker 2

PA0258 Bellevue **Job Description** The Small Business Banker II services a wide variety of business loans including commercial and industrial loans, SBA, and commercial real estate while working as part of a team with branches, credit, and product partners. This position develops meaningful relationships and engages in cross- selling credit and noncredit products as appropriate. **Essential Functions:** * Develop new and expanding existing small business relationships * Consistently achieve 8-12% year over year net balance sheet growth on an annual basis depending upon market conditions and regional budget assignment * Develop partnerships with Branch Managers, Treasury Management Advisors, Merchant Services and Trust and Investment Advisors to promote additional business opportunities and profitability for Northwest * Call on potential or existing customers to develop new business as well as retain existing business with companies with revenues generally less than $10 million * Engages in joint-calling activity with branch partners at a regular frequency * Works to promote cross-sell behaviors personally and within assigned branch territory * Interview applicants to develop information concerning their financial needs and repayment ability in order to assess acceptable level of risk * Follow current loans to ensure complete compliance with terms * Proactively keep abreast of industry trends * 25% of calls prospecting new clients and relationships * Achieve and exceed budget goals as assigned by Region * Actively participate in community affairs * Encourage clients to maintain their personal banking at Northwest * Prepare electronic loan applications for submission to Credit * Make loan presentations and recommendations to Credit, team leaders and senior line of business managers as required * Partner with credit to ensure annual reviews and line of credit renewals are completed on a timely basis * Ensure noncredit clients have appropriate treasury management, merchant services and other related commercial services * Ensure risk ratings are appropriate based on your knowledge of the client * As required, collect on delinquent accounts * Analyze financial statements and related credit material to assess risk on a continuous basis * Complete loan closings as required * Provide credit information and references for internal review as requested * Ensure all credit files include current financial statements, agency reports, etc. * Participate in continued sales and credit training * Complete all required Compliance training in a timely basis * Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations * Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency **Qualifications:** * Bachelor's Degree Business, Accounting, Finance, Economics, or Marketing preferred * 5 - 6 years Business Banking/Branch Management experience with intensive Business Focus required * Knowledge of all cash management services * Knowledge of credit, SBA (Express, SBA 7a, and SBA 504), and noncredit services and products * Knowledge of merchant services #LI-MM1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.